LiquidiumSupply
Supply assets to earn yield and use them as collateral for loans.
How to supply
You have two flexible ways to supply assets:
- Supply with a linked wallet: Directly supply from your connected Bitcoin or Ethereum wallet
- Supply via deposit address: Send funds directly to your unique deposit address
Supply with a linked wallet
Supplying Bitcoin directly from a linked wallet
- Connect a wallet for the chain you want to supply from
- Select which asset you want to supply by clicking the dropdown
- Enter the amount you want to supply
- Click Supply then select Wallet
- Approve the supply transaction in your wallet
Supply via deposit address
Every Liquidium profile automatically includes a unique Bitcoin deposit address. This means you can supply Bitcoin without linking any wallet.
Supplying Bitcoin via deposit address
- Select Bitcoin as the asset you want to supply by clicking the dropdown
- Click Supply then Deposit address
- Copy your unique Bitcoin deposit address
- Send Bitcoin to that address from any wallet or exchange
We will automatically detect any incoming transactions. It is fine if you don't send the exact amount.
Pending supplies
Viewing pending Bitcoin supplies
Confirmation requirements vary by blockchain. Upon initiating a supply, funds are placed in a pending state until the required number of confirmations is reached. The deposit then enters a brief finalization phase (approximately three minutes), after which it becomes active earning yield and eligible for use as collateral.
- Bitcoin: Requires 4 confirmations, ~40 minutes total
- Ethereum: Requires 64 confirmations, ~13 minutes total
Learn more about blockchain confirmation times
here
How supplying works
How is yield earned
Lenders can supply their assets to the pool to earn yield. These assets are pooled and lent to borrowers, who repay loans with interest. The interest earned is accrued to lenders and reflected in their account balances.
Borrowers must use over-collateralized loans. This helps keep the lending pool solvent, as borrower collateral can be automatically liquidated to cover bad debt.
About your interest
- Interest is compounded and denominated in APY (Annual Percentage Yield)
- The APY is dynamic and fluctuates based on market conditions
- There are no fixed terms - you can request a withdrawal of any amount at any time, fully non-custodial
Learn more about withdrawals here.
Supply assets as collateral for loans
Loans need to be over-collateralized. Any supplied asset can be used as collateral for a loan. Learn more about borrowing here.